Car Ownership Process 2018 – Ontario Canada

Option: USED CAR

  1. Buy Car
    Select car needed and pay for it.
    Complete the car buying form included with the car registration form.
    Have the owner sign the seller portion while buyer signs buyer portion.
    Seller then gets a copy of the the buying/selling form.
    Buyer keeps their own copy as well.
    Once paid, Seller can get the plate.
    Make sure there’s enough fuel left in the tank before removing the plate.
    It may be necessary to drive the car around for requirements mentioned below.
  2. Get UVIP (Used Vehicle Information Package)
    This actually should come with the car you bought but most used car sellers are not even aware of this.
    Depending on negotiation with previous owner, either of you have to pay for UVIP.
    Strictly speaking, previous owner should provide the UVIP to sell the car legally.
    In case it was not provided, you can pay for it later when you register the car.
    UVIP contains the ESM (Estimated Market Value) of the car you bought.
    Said ESM will be the basis for the tax you have to pay, which is I believe 13% of ESM.
    If you bought a car at much lower cost than the estimated market value, you need an appraisal letter.
    Appraisal service is also available online.
  3. Buy Insurance
    This could only be finalized once you have the VIN (Vehicle Information Number).
    You may have quotes before buying, that is if you have idea of car model you plan to buy.
    The amount needed largely depend on where you live.
    Unfortunately for yours truly, we pay the highest rate in the world.
    Oh by the way, your first payment is double to cover both first and last payments.
    And from what I heard, if you cancel before finishing a year, you’ll be penalized by paying yet another month.
    Copy of your Proof of Insurance will be snail mailed once payment is made.
  4. Have Safety Check
    With the registration form and proof of insurance, find a car shop that does safety check.
    Your car have to pass the safety check, repairs have to be done as needed.
    Safety Certificate is issued once the car passes the safety checks.
  5. Have Emission Test (if needed)
    Emission Test has to be done, depending on car model you bought.
    Again, repairs have to be done if required.
    Emission Clearance will be issued once it passes the test.
    If you have hybrid or electric car, emission test will not be required.
  6. Go to Service Ontario for registration
    Bring all the papers to Service Ontario, along with your IDs.
    ID should contain your address and signature, a driver’s license would be fine.

    After signing documents and paying, car plate with sticker will be issued.

    Following are the documents needed:

    • Registration with filled and signed Buy/Sell Form
    • UVIP (if not provided, you can pay for it as you register)
    • Safety Certificate
    • Emission Test (if needed)
    • Appraisal Letter (if needed)
  7. Install car plate
    Car plate issued will be taken sequentially from the centre’s stock.
    “Vanity” plates are also available by paying the price accordingly.

Option: NEW CAR

  1. Go to the dealer, pick your car, provided the documentation requirements and pay
  2. You will be guided thru the necessary process to complete the registration

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